A Service Apartments In Mumbai Bandra West or assisted living accommodation is tailored to the generation of new seniors . Seniors with a whole life ahead, with many trips on the schedule A typical situation for new seniors is: just retired, the children are out of the house, and that house has already been paid off. And actually that house is now too big, and too far away from everything. You think of your old age, when those little trips will become more and more difficult, but actually that is still far away ... Just then, the time is right to think about a comfortable service flat. After all, a service flat is not a retirement home, but is a home tailored to the new seniors. Comfort, socializing with the neighbors, possibly even eating together, and this in a safe and protected environment, and with peers. As a young senior you can quickly and easily adapt to your new living environment, so it is best to choose a service flat in time. You can opt for a service flat for rent or for a service flat or home for sale . If your health suddenly deteriorates, which of course can not be hoped for, you can just continue to live in your own service flat, which would otherwise end up faster in a real nursing home, which you often do not want immediately. Attention: Some service flats, usually operated by public social services and / or the municipality, give priority to residents (or parents of residents). So you often have to live in the municipality for a few years to qualify for a service flat. Private service flats do not have this limitation.
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Buying an apartment is often a bit more complicated than buying a house. We give you seven tips to avoid unpleasant surprises. 1) Make sure you get all relevant documents from the Association of Owners The division deed was drawn up by a notary. In this deed the building is described and in which parts it is divided. To change the division deed, a decision by the Association of Owners is required. A splitting drawing also belongs to the splitting deed . On that drawing you can find which parts of the building belong to your apartment and which parts are part of the common parts. The rules of procedure are an addition to the law, the splitting deed and the model regulations. Rules may be included in the internal regulations on the use of common and private sections. Think of rules about the use of the apartments, rules about garden maintenance, rules about the course of meetings, tasks and functions of committees and so on. The MJOP or More Years Maintenance Plan is a budget of expected maintenance costs in the long term. An MJOP provides insight into the structural condition of the building and provides insight into the maintenance costs in the shorter and longer term. A good MJOP prevents too much or too little being reserved and contributed by the joint owners of the building. The Association of Owners should meet at least once a year. Minutes and action and decision lists were made of these meetings . The minutes reflect which agreements have been made about possible one-off deposits in the reserve fund, but also whether there are (threatening) legal procedures. Each VvE must have a financial plan , a budget and a financial report in the form of a balance sheet with a profit and loss account . The MJOP forms the basis for the largest cost of the VvE because it has to be saved annually in the reserve fund. 2) Investigate the insurance policies of the Association of Owners The Association of Owners must take out a number of insurance policies. First of all, there is the insurance policy for the entire building. It is therefore not necessary to individually take out a home insurance for your own apartment. This insurance must be provided with an apartment clause . If there is intent or gross negligence on the part of an insured, an insurer does not have to pay out. The apartment clause prevents you from falling victim to the intent or gross negligence of a co-owner, the insurer is obliged to pay and will then recover the damage from the individual resident who caused the damage intentionally or by gross negligence. The owner of a building is legally liable for damage caused by a lack of the building to others. The VvE must therefore take out liability insurance. It can be useful if the VvE has taken out legal expenses insurance . This prevents the VvE - and thus the joint owners - from being confronted with additional costs if the VvE is involved in legal proceedings. Many BoDs have directors' liability insurance, which prevents directors who have not fulfilled their duties properly or who have exceeded their authority, thereby being (personally) liable. 3) Investigate whether there is an owner in the apartment complex with more than 50% of the number of votes There are situations where one owner has more than 50% of the number of votes in the apartment complex. Think of a situation where a housing corporation or investor decides to pound out an apartment building. As long as more than half of the building is still in the hands of one owner, it will be able to 'vote away' the other individual residents. 4) Investigate which forms of rental are allowed in the building Each apartment is part of a collective. This has advantages, for example that as an individual owner of a building you do not have to worry about maintaining the building itself. That collective also has disadvantages. And one of them is that the use of individual apartments is sometimes subject to rules set by the Association of Owners. In our blog Buying a house to rent out? Pay attention to these points of interest!we wrote about this: In principle, letting an apartment is allowed. This will change if it is included in the deed of division that leasing is prohibited. If the deed of splitting states that the Service Apartments Near Bandra Kurla Complex must have a residential use, then letting as Bed & Breakfast / Airbnb will cause problems, because this is regarded as 'commercial exploitation' that conflicts with the residential destination. Often the residential destination of apartments is described in detail, for example with the words "as a home for their family or with them to use residents". It is clear that room rental does not meet this description. 5) Investigate whether the seller has a debt to the Association of Owners In addition to the previous owner of the apartment, the new apartment owner is liable for contributions to the VvE that have become due and payable in the two years prior to the sale. If the vendor has a payment arrears to the VvE, you as a new owner run the risk to run for these debts. So always check whether the seller has fully fulfilled his obligations towards the VvE. 6) Investigate whether there are prosperity provisions / ballotage It still happens that there is a ballotage regulation or prosperity application to the sale of an apartment. This means that the HOA can supervise the admission of new residents with the aim of preventing unwanted people from damaging the reputation and value of an apartment building. There are service flats where age limits are used. 7) Investigate whether the rules of procedure contain restrictive provisions regarding pets The rules of procedure of some apartment buildings contain rules that restrict the possibility of keeping pets. The VvE will have to show what its reasonable interest is to prohibit this, for example because it affects the living and living enjoyment of the residents of the building. The rule that an owner may have a maximum of one dog or cat will not be considered unreasonable by a judge. |
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